Introduction and acceptance
Welcome to the MBG website, accessible at https://mbgroup.ca/ (the “Website”), which includes all current and future subdomains. We hope you enjoy your visit and/or use of the Website. By visiting and/or using the Website, you agree to be bound by the terms of this Privacy Policy (the “Policy”).
The Website is owned and operated by MBG Inc., a company duly incorporated in the province of Quebec, Canada. When this Policy refers to “MBG,” it may mean the Website or MBG Inc. (and/or its officers, directors, employees, agents or representatives), or both, depending on the context.
The Policy was last modified on April 10, 2019. MBG reserves the right to modify or replace any provision of the Policy at any time and without prior notice. Any changes to the Policy are available at this address. It is your responsibility to regularly review the Policy for changes. Your use of the website following the posting of any changes to the Policy constitutes acceptance of these changes.
The Policy should be read in conjunction with the Terms of Use, as both documents govern your use of the Website.
In this Policy, a visitor or user of the Website may be referred to as “you”. MBG may sometimes be referred to as “we”.
General Declaration of Confidentiality and Protection of Personal Information
MBG places great importance on the confidentiality and security of your personal information. We have established a secure environment and implemented a strict policy that describes the limits of use and access to this information.
What does this privacy policy cover?
This Policy covers the treatment of personally identifiable information (“Personal Information”) and other information collected by MBG when you use or access the Website. It also covers MBG’s treatment of Personal Information that MBG may share with its business partners or other third parties in very limited circumstances.
This Policy does not apply to the general practices and treatment of information (personal or otherwise) by third parties that MBG does not own or control, including, but not limited to, third-party websites or services that you choose to access through the Website or via a link on the Website (“Third-Party Website”), or individuals that MBG does not manage or employ. While we strive to facilitate access to or link only to those Third-Party Websites that share our respect for your privacy, we cannot be responsible for the content or privacy policies of these Third-Party Websites. We encourage you to carefully review the privacy policies of any Third-Party Website you access. We have cited and provided links to the most prominent Third-Party Websites later in this Policy.
Finally, this Policy does not cover personal information you transmit to MBG through unsecured means of communication such as email, instant messaging, or Twitter, as these communications may be intercepted, lost, or altered. We welcome your comments, requests, and suggestions, but we encourage you to carefully consider the personal information you transmit to MBG through these means.
No collection of personal information is mandatory
MBG does not systematically collect any personal information about you when you visit or use the website, unless you are asked to provide it, for example by filling out the contact form, the quote form, or the application form. Personal information is only collected with your informed consent. When you provide personal information, it will only be used for the purposes stated, for example, to respond to your request.
Information security and encryption
MBG exclusively applies industry best practices (physical, electronic, and procedural) to secure the data collected (including personal information). In addition, MBG uses third-party vendors and hosting partners to provide the necessary hardware, software, networking, storage, and related technology required to operate the Website. These third parties have been selected for their high standards of security, both electronic and physical.
Limited collection of information for statistical, analytical and security purposes
MBG automatically collects certain information using Google Analytics, a third-party analytics software, to understand how our users use the Website. However, none of this information identifies you personally. For example, each time you visit the Website, we automatically collect your IP address, browser and computer type, access times, the referring web page, and the web page(s) you access (if any). We use the information collected in this way only to better understand your needs and those of the Website’s users as a whole. MBG also uses the information collected for statistical purposes to track the number of visits to the Website and its specific pages in order to make improvements.
Your IP address and other relevant information may be used to trace any fraudulent or criminal activity, or any activity contrary to the Terms of Use.
Non-disclosure of personal information to third parties
Except as otherwise provided in the following paragraph and the following section of this Policy entitled “Third-Party Services,” MBG does not disclose any personal information collected through the Website to third parties. Furthermore, MBG does not sell, rent, trade, or license any personal information about its users to third parties.
Only MBG employees, representatives, contractors, officers, agents, or assigns are responsible for the management and development of the Website, and only these individuals have access to the information collected therein. These employees, representatives, contractors, officers, agents, or assigns have all been required to comply with the Policy.
Notwithstanding anything to the contrary in the Policy, we may share any information we have collected about you or that you have submitted: (1) in response to subpoenas, court orders, or legal process, or to establish, protect, or exercise our legal rights or defend against legal claims or demands; (2) if we believe it is necessary to investigate, prevent, or take action regarding illegal activities, fraud, or situations involving potential threats to the safety of any person, or any violation of the Terms of Use; (3) if we believe it is necessary to investigate, prevent, or take action regarding situations involving abuse of the Website infrastructure or the Internet generally (such as high-volume spam, denial-of-service attacks, or attempts to compromise the security of the Website infrastructure or the Website generally); (4) to a parent company, subsidiaries, joint ventures, or other companies under common control with MBG (in which case we will require those entities to comply with this Policy); (5) if MBG is acquired by or merged with another entity (in which case we will require that entity to assume our obligations under this Policy, or notify you that you are covered by a new Privacy Policy).
Third-party services
MBG uses certain third-party services to enhance its website. Personal information may be transferred from MBG to these third-party services, but only to the extent necessary for their proper functioning and only after your express consent. These third-party services include Facebook, Twitter, LinkedIn, and Google+ for sharing content, including blog posts. If you are not already logged into these third-party services, your personal information required to log into these accounts is securely transferred from MBG to these third-party services. When your personal information is transferred to these third-party services, it is subject to their respective privacy policies, which we encourage you to review.
Additionally, MBG uses certain third-party services to add functionality to the website. Personal information may be transferred from MBG to these third-party services, but only to the extent necessary for their proper functioning and only after your express submission. These third-party services are limited to: (1) Salesforce for Customer Relationship Management (CRM), which accepts data (including personal information) directly from contact, partnership, and submission forms. While we store personal information collected through these forms with Salesforce’s CRM software, this information is only used to respond to your inquiries and/or follow up, if necessary. All MBG email activities comply with Canada’s Anti-Spam Legislation (“CASL”, S.C. 2010, c. 23). MBG also uses Salesforce to send its newsletter, and we store your email address with Salesforce for this purpose.
The third-party services mentioned in this section are currently the only third-party services used on the website. However, MBG reserves the right to add third-party services in the future. In this case, this section will be updated accordingly.
Access and deletion of personal information
If you wish to review the personal information that MBG holds about you and/or have it permanently deleted from our records, please contact us via the online form or using the contact details provided above in this Policy.
Tracking Technology (“Cookies”)
MBG uses tracking technology (“Cookies”) on the Website and, by using the Website, you agree to their use. Cookies are small text files placed on your hard drive when you visit a website. They track your usage and improve the user experience by storing certain data on your computer. The Website uses “Session Cookies,” which improve your user experience by storing certain information on your computer about your current visit. Other cookies are also used, for example, to store your email address or other information (such as your name) in certain form fields, to avoid having to re-enter it in other forms.
Your browser can be configured to refuse cookies or delete them after they have been stored. Please consult the help section of your browser for instructions. Please note that deleting these cookies may reduce your user experience on the Website by requiring you to re-enter certain information, such as your email address. MBG will not be held liable for any features that may not work after deleting cookies, or for any damages (pecuniary or otherwise) resulting from the non-functioning of these features or their reduced functionality.
Risks associated with the Internet
Despite MBG’s best efforts to prevent third parties from accessing or obtaining your Personal Information through your use of the Website, complete confidentiality and security cannot currently be guaranteed over the Internet. Communications via the Internet are subject to interception, loss, or alteration. You acknowledge and agree that MBG cannot be held liable for any damages resulting from the transmission of confidential information or Personal Information over the Internet and that such communications are at your own risk.
Limitation of liability
MBG, and/or its officers, directors, owners, managers, partners, partnerships, principals, employees, affiliates and other related entities, servants, agents, representatives, successors and assigns, shall not be liable for any damage, direct or indirect, pecuniary or otherwise, resulting from the misuse of information collected by a third party, or from any misuse of information collected through the Website that does not contravene the Policy.
Compliance with privacy laws
This policy and MBG’s general practices are designed to comply with Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA) (S.C. 2000, c. 5) and Quebec’s Act respecting the protection of personal information in the private sector (R.S.Q., c. P-39.1). For any questions regarding this compliance, please contact us via the contact form.
MBG 2025
Terms of Use
Presentation and acceptance
Welcome to the MBG website, accessible at https://mbgroup.ca.com/ (the “Website”), including all current and future subdomains. We hope you enjoy your visit and/or use of the Website. By visiting and/or using the Website, you agree to be bound by the terms of this agreement, referred to as the “Terms of Use.”
The Website is owned and operated by MBG Inc., a company duly incorporated in the province of Quebec, Canada. When these Terms of Use refer to “MBG,” they may mean the Website or MBG Inc. (and/or its officers, directors, employees, agents, or representatives), or both, depending on the context.
The Terms of Use were last modified on September 10, 2015. MBG reserves the right, at any time and without notice, to modify or replace any part of the Terms of Use. Any modifications to the Terms of Use are available at this URL. It is your responsibility to review the Terms of Use periodically for changes. Your use of the Website following the posting of any modifications to the Terms of Use constitutes acceptance of those modifications.
The Terms of Use should be read in conjunction with the Privacy Policy, as both documents govern your use of the Website.
In these Terms of Use, a visitor or user of the Website may be referred to as “you.” MBG may sometimes be referred to as “we.”
General Code of Conduct for Use of the Website
By visiting and/or using the Website, you agree to :
- Not to use the Website in any way that violates these Terms of Use;
- Not to use the Website in a manner that infringes the intellectual property rights of any third party;
- Not to use the Website in any way to spread spam, including, but not limited to, unsolicited advertising or bulk email or messages, including to link to a spam or phishing website;
- Not to use the Website in any way to propagate software viruses, Trojan horses, worms or any other malicious or non-malicious computer code, files or programs designed or intended to disrupt, damage, limit or interfere with the proper functioning of any software, hardware or telecommunications equipment in any form, whether belonging to MBG or any third party, or to damage or gain unauthorized access to any system, data, password or other information (whether personal information or not) of MBG or any other third party;
- Not to: (1) take any action that imposes or may impose (as determined by MBG in its sole discretion) an unreasonable or disproportionately large load on MBG’s (or its third party providers’) infrastructure; (2) interfere or attempt to interfere with the proper working of the Website or any activities conducted on the Website; (3) bypass any measures MBG may use to prevent or restrict access to the Website or any part thereof; (4) use manual or automated software, devices, or other processes to “crawl” or “spider” any page of the Website; or (5) harvest or scrape any content from the Website in an unreasonable manner;
- Use the Website in accordance with all applicable local, state/provincial, national and international laws.
No contract offer
The Website contains descriptions of the services and products offered by MBG. These descriptions are provided for informational purposes only and do not constitute a formal contractual offer by MBG to provide the services or offer them at a specific price. A formal contractual offer describing the services at a specific price is only available directly from MBG after you have participated in a formal evaluation and any other discussions or procedures required by MBG to determine your service needs. Once your evaluation is complete, MBG will send you a formal quotation describing the services and/or products suitable for your needs, their price, and any other terms we deem necessary. This quotation may be available by email, postal mail, or electronic means, or a combination of these means. Your acceptance of the quotation constitutes the formation of a contract between you and MBG Inc. It governs your relationship with MBG Inc., superseding any aspect of these Terms of Use, as applicable.
Financial and accounting information on the website
You acknowledge that MBG may occasionally include financial and/or accounting information on the website, particularly on social media (Twitter, Facebook, Linkedin). This financial and/or accounting information is provided for informational purposes only and should not be used without the advice of a professional financial or accounting advisor.
Without limiting the generality of the disclaimer of warranties contained later in these Terms of Use, MBG Inc. shall not be liable under any theory of law or equity for any loss or damage, pecuniary or otherwise, direct or indirect, arising from your use of the financial or accounting information available on the Website.
External links
MBG may occasionally provide links to other websites or services. These links may direct you to websites or services not covered by these Terms of Use. When you access third-party resources on the Internet in this way, you do so at your own risk. MBG provides these links for your convenience and is not responsible for your use of these other websites or services, nor for the protection of your privacy (including the collection of your personal information) on these other websites or services. We encourage you to review the Terms of Use and/or Privacy Policy of any website or service you visit.
MBG makes no representations or warranties regarding the content of any website or service to which we link, or regarding the products or services available through such third parties. Without limiting the generality of the foregoing, we have provided links to several websites offering accounting services and/or software. While MBG acknowledges that we generally recommend these services and/or software, we make no representations or warranties regarding their suitability for your particular business or use. Recommendations regarding your use of these services and/or software may be made after your initial evaluation.
MBG shall not be liable in any way for any direct or indirect, pecuniary or moral damages: (1) related to your use of websites or other services accessible by a link from the Website or the information contained therein; (2) related to any virus, Trojan horse, computer worm or other similar destructive file received following your use of these websites or services; (3) caused by or in connection with the use of or reliance on any content, product or service (free or paid) available on or through a website or service accessible by a link; or (4) related to the actions of the operators of these websites or services.
Copyright and Intellectual Property Rights
The content, arrangement, and layout of the Website, including, but not limited to, trademarks, photos, logos, videos, audio files, images, text (in plain text, HTML, or PDF format), and computer code are owned, owned, or licensed by MBG and may not be copied, imitated, reproduced, displayed, distributed, transmitted, decompiled, or otherwise used without the express permission of MBG, or as permitted through the functionality of the Website. Any unauthorized use of the content, arrangement, or layout of the Website, computer code, images, logos, videos, audio files, or trademarks appearing on the Website, or any derivative works thereof, may be a violation of civil or criminal laws, including, but not limited to, intellectual property laws, and MBG may take action accordingly.
The above paragraph also applies to third party property used in connection with the Website, including, but not limited to, third party computer code. For the purposes of this section, “computer code” includes source code, frameworks, CSS or JavaScript files, templates, modules or any other similar files.
Service Interruption
The website may be temporarily unavailable for maintenance and/or modification reasons. Although we strive to minimize this unavailability, MBG Inc. declines all responsibility for any damages, pecuniary or non-pecuniary, resulting from the interruption of the normal operation of the website and disclaims all liability in this regard.
Termination of the Website
You agree that MBG, in its sole discretion, with or without cause, has the right (but not the obligation) to block your IP address or terminate your access to or use of the Website (or any part thereof), immediately and without notice, for any reason, including, without limitation, if MBG believes that you have acted inconsistently with the letter or spirit of the Terms of Use.
MBG may also, in its sole discretion and at any time, discontinue providing the Website, or any part thereof, with or without notice. Further, you agree that MBG shall not be liable to you or any third party for any damages, pecuniary or non-pecuniary, resulting from the termination of your access to the Website, or from MBG’s termination of the Website or any part thereof.
All provisions of these Terms of Use which by their nature should survive termination shall survive termination of the Website, including, without limitation, intellectual property provisions, warranty disclaimers, indemnity and limitations of liability.
Disclaimer of warranty
You expressly understand and agree that your use of the Website, the information contained therein (whether provided by MBG or third parties), or any activity arising from the use of the Website or the information contained therein, is at your own risk. The Website, as well as any third-party content, is provided on an “as is” and “as available” basis, and you will be solely responsible for any damage to your computer system or loss of data that results from downloading, streaming, or accessing any content obtained through the use of the Website or any other functionality of the Website, or for any damages (financial or otherwise) that result from your use of the Website, the information contained therein, or any activity arising from the use of the Website or the information contained therein.
The information or resources provided on the website, written or produced by MBG staff, freelance writers, or other contractors (paid or voluntary), are believed to be as accurate as possible at the time of writing or production. We have made every effort to ensure that the information on the website is as accurate and up-to-date as possible. However, some information may change, and errors or omissions may occur. MBG accepts no liability for any loss or damage, financial or otherwise, resulting from changes, errors, or omissions on the website.
MBG expressly disclaims all warranties, express or implied, including, but not limited to, warranties of title and non-infringement, warranties that the Website and any Third Party Content will be uninterrupted, error-free, accurate, reliable, and free of viruses and other harmful components, and the implied warranties of merchantability and fitness for a particular purpose. MBG, its directors, employees, agents, suppliers, partners, and contractors (whether paid or volunteer) do not warrant that: (i) the Website will be secure or available at any particular time or location; (ii) any defects, errors, or omissions will be corrected; (iii) any content or software available on or through the Website is free of viruses or other harmful components; or (iv) the results of using the Website will meet your requirements.
Limitation of liability
You expressly understand and agree that MBG and/or its partners shall not be liable for any direct, indirect, incidental, special, consequential, punitive, or exemplary damages, including, but not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses, whether based in contract, tort, strict liability, negligence, general civil liability, or any other cause of action under any legal or equitable theory, relating to the Website, the information contained therein, use of the Website, activities arising out of your use of the Website, your submission of any information (including personal information) to the Website, or any third-party materials on the Website. This limitation of liability applies, without limitation, to any damages or injury caused by any error, omission, or other failure of performance by MBG, its affiliates, business partners, agents, or other subcontractors (whether paid or voluntary); any interruption, defect or delay in operation or transmission, including communications line failure; any computer virus; and any theft, destruction or alteration of, or unauthorized access to or use of, any electronic record.
Compensation
Notwithstanding any other provision of the Terms of Use or any act or omission of MBG, its agents or contractors (whether paid or unpaid), you agree to indemnify, defend and hold harmless MBG, its officers, directors, owners, partners, partnerships, principals, employees, affiliates and other related entities, servants, agents, representatives, successors, assigns and contractors, if any (whether paid or unpaid), from and against any damages, liabilities, costs and expenses (including attorneys’ fees), claims or demands arising from (i) your use of or connection to the Website or the information or products contained therein; (ii) your participation in any activity arising from the Website or the information contained therein; (iii) your violation or failure to perform your obligations under the Terms of Use; or (iv) your violation of any rights of a third party.
Applicable laws and competent jurisdiction
Use of the Website is governed by and construed in accordance with the laws of the Province of Quebec, Canada, in effect at that time, without regard to its conflict of law provisions. You agree that any legal action or proceeding between you and MBG shall be brought exclusively in the courts of the judicial district of Montreal, Quebec, Canada.
Miscellaneous provisions
- The Terms of Use, together with the Privacy Policy, constitute the entire agreement between you and MBG regarding your use of the Website, superseding any prior agreements between you and MBG.
- MBG shall not be liable for any failure to perform its obligations under these Terms of Use where such failure results from any cause beyond MBG’s reasonable control, including, but not limited to, mechanical, electronic or communications failure or degradation.
- If any provision of the Terms of Use or the Privacy Policy is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the Terms of Use or the Privacy Policy, as applicable, remain in full force and effect.
- The parties hereto acknowledge that they have expressly required that these Terms of Use and the Privacy Policy be drawn up in English. The parties hereto acknowledge that they have expressly required that these Terms of Use and the Privacy Policy be drawn up in English. Any other language version of the Terms of Use or the Privacy Policy is provided for informational purposes only and may not be 100% accurate. In the event of any discrepancy between the English version and any other language version of the Terms of Use or the Privacy Policy, you agree that the English version shall prevail.
- The section titles in the Terms of Use and Privacy Policy are for convenience only and have no legal or contractual effect.
MBG 2025